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Thread: How much is your PHI increasing by??

  1. #1

    Join Date
    Feb 2006
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    melbourne
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    Default How much is your PHI increasing by??

    Mine is going up 3.8%.
    Curious to know others increase.


  2. #2

    Join Date
    Dec 2007
    Posts
    1,794

    Default Re: How much is your PHI increasing by??

    I got an email today saying 4.9%.

  3. #3

    Join Date
    Dec 2006
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    Melbourne
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    Default Re: How much is your PHI increasing by??

    Mine is closer to 10% want to look at changing or dropping our level of cover but dd1 may need an operation soon so will do it after that.

  4. #4

    Join Date
    Oct 2007
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    Outer South East Melbourne :)
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    Default Re: How much is your PHI increasing by??

    wow Olive, you're lucky! We got our letter today and ours has gone up by 12+%

  5. #5

    Join Date
    Sep 2011
    Location
    Melbourne
    Posts
    359

    Default Re: How much is your PHI increasing by??

    Still waiting on our letter, but $231 a year. Ouch

  6. #6

    Join Date
    May 2008
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    with the fairies and butterflies
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    2,535

    Default Re: How much is your PHI increasing by??

    We haven't heard anything from ours, yet, but these increases are scary! If ours goes up as much as others I have no idea if we can afford to keep our insurance

  7. #7

    Join Date
    Sep 2012
    Location
    Sydney, NSW
    Posts
    1,123

    Default Re: How much is your PHI increasing by??

    Haven't heard from ours yet. I may ring tomorrow but with increases like these it may not be something we'll be able to keep. We might have to drop a level. Why the increase anyway?

  8. #8

    Join Date
    Sep 2011
    Location
    Melbourne
    Posts
    359

    Default Re: How much is your PHI increasing by??

    I rang mine today because we haven't seen the letter either. I don't know if we can afford it either

  9. #9

    Join Date
    Oct 2008
    Location
    Victoria
    Posts
    4,601

    Default Re: How much is your PHI increasing by??

    Haven't received any letter...might follow up, thanks.

  10. #10

    Join Date
    Sep 2008
    Location
    Adelaide
    Posts
    3,201

    Default Re: How much is your PHI increasing by??

    8.3% here An extra $26.95 per month

    Our monthly premium is now $352, we have top cover for everything. In the last 5 years though we have claimed IVF x2, 2 pregnancies, OB + Priv Hosp, Dental, Regular Chiro and Physio, DHs Apendix, wisdom teeth and recent vasectomy so are probably ahead...... for now! We also get the full cost of our Ambo cover rebated.

    I was googling when I got our rate increase the other day (after I swore at the price rise LOL), I found a good article about the rising costs year on year and basically there are three main reasons PHI are continuing to rise
    ~Ageing Population putting more stress/demand on healthcare
    ~Increase of conditions such as obesity, diabetes and heart disease adding to health costs - as often individuals have other health concerns as a result - eg especially from obesity
    ~Improved technology used in medicine - its costly!

    While I'll continue to pay it while we are supporting kids through to late teens, I'll still b!tch and moan about the cost Apparently the average cost for families for PHI is $3500+ per year!! Ours cracks the $4K mark!!

  11. #11

    Join Date
    Mar 2008
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    Vic
    Posts
    4,806

    Default Re: How much is your PHI increasing by??

    Ours is 10%. We don't have extras, just hospital cover. Lifted from $184 to $205.

  12. #12

    Join Date
    Feb 2006
    Location
    melbourne
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    Default Re: How much is your PHI increasing by??

    We have basic hospital and extras, all hospital fees covered except part of anesthetist fees, dental they cover 100% of scheduled fee once a year for exam clean and a few other things, and 80% the second yearly visit, I get 65% back on other minor dental stuff, I also use osteo lots.
    Ours is going from $139.65 -$146.95...up $7.30 a month.

  13. #13

    Join Date
    Oct 2007
    Location
    Outer South East Melbourne :)
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    4,346

    Default Re: How much is your PHI increasing by??

    think I might drop our hospital level. we've got top atm which covers OBs etc which we def don't need anymore! ours has gone from 301.25 per month to 337.50

  14. #14

    Join Date
    Sep 2012
    Location
    Sydney, NSW
    Posts
    1,123

    Default Re: How much is your PHI increasing by??

    Nearly 10% for us. From $238 to $260 a month.
    I did just find out though that you can pay up to 12 months in advance at your current rate before April 1 without being affected by the increase.

  15. #15

    Join Date
    Mar 2008
    Location
    Vic
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    Default Re: How much is your PHI increasing by??

    Quote Originally Posted by Olive View Post
    We have basic hospital and extras, all hospital fees covered except part of anesthetist fees, dental they cover 100% of scheduled fee once a year for exam clean and a few other things, and 80% the second yearly visit, I get 65% back on other minor dental stuff, I also use osteo lots.
    Ours is going from $139.65 -$146.95...up $7.30 a month.
    Who are you with, Olive? If you don't mind me asking?

  16. #16

    Join Date
    Feb 2006
    Location
    melbourne
    Posts
    11,462

    Default Re: How much is your PHI increasing by??

    I'm with HIF, if you change to them let me know as I get a referral bonus lol

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