Trying to go "No Spend"

Astrid - How are you going with YNAB? I was doing quite well but now my phone is dead so finding having to remember cash transactions a pain.

Really into it now wysiwyg.
Making sure I check out their forums each day, reading what others are doing with it (or trying to do) is really helping get into the philosophy of how it all works.
Debating whether to add the credit cards to it that I am paying off, so I can see my overall position.

Have got my phone back so should get back into it now. I also like the forums and learnt a little from one of the web teach session things. DH has really taken to putting in his cash spending, which is great as that was a black hole before. I do have credit card on there and am finding it useful as can easily see what have spent each month as opposed to spending plus balance (I pay off every month but because cycle is more like 56 days I would often think oh haven't spent as much that is just from last month now I know where I am all time). The way have got my offset mortgage set up also seems to work ok, I had to ask around on forums as seems that setup is maybe not so common in US. Have had to be in touch with support once about a "feature" but that was easy and quickly responded to.

There are a few Aussie's on there and by the looks of it, some non-Aussies are starting to understand Aus mortgages.
Have not got the credits cards on there, only the payments to them set-up as categories. I want to watch the video on how to handle them, but just don't have the bandwidth to do it.