definitely weigh it all up - this point can be really important!
for us, for DH to return to work now, we would end up worse off. His ability to obtain employment in his normal field doesn't exist any more for health reasons. his skill set (and what he is able to train up in due to the issues he has) leave him with minimal opportunity apart from doing farm labour work - most of which is casual, and a significant drive away. for him to be able to go to work, he needs to work a full day to make it even close to viable when tax, ftb changes, travel expenses etc are taken into account - and we are in a "lucky" position in that we don't have to pay for child care due to family taking DD for us. there is just no guarantee of casual work providing that sort of consistency for us. and because it's an unskilled position, they can essentially get anyone to do the job so there is nowhere to negotiate on wages. Instead, to stop him feeling "stale" and to help that boost of feeling useful outside of the house, he does some volunteer work at lifeline. the positive change in him in the months he has been there is quite significant. he isn't bringing in any money (it probably costs us a bit in travel bus, as Astrid mentioned, he does a lot of "chores" while out, so probably not really that much) but his self esteem is doing a whole lot better

