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BG - I am so grateful for your replies! I feel like i need an accounting degree so you must nearly be one. The guy I spoke to yesterday did say that they have been told to refer people to the free financial advisors CL has as many people have been told the wrong figures. One more question please. Can you still get the BB in a lump sum or do you have to get it fortnightly? We would like to put it all in our mortgage and live off dh's wage and just pay bills etc as we need to having that extra buffer there. Thanks again for being so helpful, you have certainly given me so much to concider.
Also wanted to add that i had factored the ppl into our intitial estimate so have possibly been paying to much CC. Will this get paid back to me at tax time? Woops thats 2 questions :)
Ahurani - There are heaps of different calculators on the CL website but as i found with the ppl one there are so many factors that it doesn't take into concideration. Worth doing them though i think and they work pretty fast.
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the BBY has to be paid in fortnightly installments
