Car Insurance - Who are you with.

We are currently with AAMI for Car Insurance for 1 car and Swann Insurance for our 2nd car. Was not allowed to leave car yard without insurance and that is who Rebel Ford deal through.

So our AAMI insurance comes in today for our 4cyl and it is around $100 more a year than what our 6cyl is.

So needless to say we are looking at changing insurance companies. We are not sure if we want to go down the SWANN Insurance line as well with our 4cyl as we dont' really know what they are like.

So who are you with and what do you think (if you've had to deal with them claim wise)

My car we just recently changed from RACV to Youi as i only drive it around 7000km a year, it was much cheaper, DH is with RACV, you'll find the 4cyl is dearer because young people are driving them which = more crashes!! we had a V8 that was cheaper to insure than my mazda 323!

We are with AAMI and have actually found them quite reasonable compared to others, maybe if you called them and asked if there would be a discount if you had 2 policies with them?
We also have our house and business insurance with them so that may make a difference.

Used to be with RACV but we moved from 1 suburb to another 5min down the road and in a safer street and they started charging me $50 extra a fortnight.. WTF

All i can say is it pays to ring around, get quotes and sometimes call YOUR insurer back and say well RACV has offered me this rate, what can you do to keep me.

I am with RACQ and have always found them great to deal with - had one claim without any issues in them paying. I have a almost 3 year old 4 cylinder car and pay around $40/month - it is cheaper if you pay for the full year in advance though by about 6% I think it is.

AAMI have always been close toe twice the price when I've got a quote from them in the past - I think it really depends on what state you're in. I always do online quotes at a number of different places when the insurance comes due.

Yep I have done an online quote with Allianz, and it is $17 per month cheaper than AAMI.

~Zarava~ - Apart from our newish (well new to us) car, we already have everything with AAMI inc home and contents so already get discounts cause of that.

AAMI - happy to stay with them for now. Have had 2 claims with them in the past 8 years, both were handled very well and with no later increase to our policies. Found them so helpful when we moved and I went in to pay along with changing address. She did the right thing, changed our amount due to the move (got 12 months insurance for the price of 6!).

We go through the Police Credit Union - who affiliate with CGU. Its actually cheaper than going directly to CGU (not sure if that 'special' is only available to police or everyone though sorry).

We switched from AAMI to Youi

call holdfast insurance brokers :)
they have been great for ALL our cars, home and contents

AAMI for the main car, and Shannon's Insurance for the other one. When I got the quote a few months ago for our new car, it was cheaper for me to pay online with AAMI, then it was to walk into one of their storefronts or pay it at the post office. Since we live no where near one of their walk in shops, I obviously paid online ;)

AAMI. We have our house, car and motorbike with them. I recently had an Insurance renewal, and rang them and told them it was too much and I couldn't afford to pay it lol, so they dropped $200 off the price! We've had 2 or 3 claims over the years with them, and they've always been very professional and efficient with their handling of it.

We're with CGU for all our cars. I shopped around for ages before finding they were the cheapest for us. I've made a claim through them and found them very easy to deal with and more than helpful. I'm happy with them.

I'm not with anyone, but I wanted to drop in and say that I had a bad experience with Allianz two cars ago. Brother's friend borrowed my car, wrote it off, it cost her $1750 in excess (young, un-named on the policy etc) so fair enough, but that they were SO difficult to deal with throughout, and my car actually went missing for two days - between two car yards nobody knew where it was, and the call centre were incredibly unhelpful.

With our next car, we spent a little bit more, but was completely worth it when we were involved in an accident a few months down the track. I think that was with AAMI, but can't specifically recall. May BBL to update (when I can drag myself away from this sunny spot!)

Our cars, house and business are with QBE, DH recently got rear ended and they were good to deal with. I know AAMI has the option of increasing your excess to decrease your premium, might be worth looking into.

Good luck.

Has anyone ever had insurance though ING? Im also looking into insurance for the car i have bought this week and have no idea who would be best to go through.

ANZ (bank) is surely cheapest by far from my research, and their insurance is ING. not sure how it works exactly but when you insure with anz, ING has something to do with it.