'Mummy makeover' - plastic surgery (questions/advice?)

I figure this belongs in the 'post-baby body' section as the source of my woes is due to pregnancy-related stretching and weight gain!

My general weight and health is quite good, my BMI is on the low end of healthy (20) and overall, I feel quite secure in my body after many, many years of struggling with weight issues, eating disorders and very poor self-esteem and body image. I am not a teenager any more, I have carried and birthed two beautiful, healthy babies and I don't expect a return to my 14-year-old, bony (perfect!) figure. My weight has stayed within about a 5kg range of the low 60's (I always gain a few kilos in winter and lose it again come summertime and warmer weather), I'd love to go back to being 50kgs but I just don't see it happening unless I cut off a leg ;)

However, I am sick. and. tired of trying to accommodate my post-baby blobs. My body is no longer trim and proportionate thanks to my apron-belly (haven't had a c-sec, just have terrible skin elasticity and carried HUGE with the girls so now I have a lovely ol' sag from above the bellybutton to my panty-line that hangs over my pants and creases up like a pair of bum cheeks if I tuck it into mid-rise jeans) and bingo wings. The women in my family have a tendency towards gaining weight up top, so when I was pregnant my upper arms got HUGE with fat deposits, as did my upper back, and no amount of weight work or other exercise is getting rid of the flabby bits. My thighs could always be a little trimmer but all in all, I'm killer from the hips down and my trouble is all up top. Boobs are a bit deflated and could do with some work, but they look pretty decent in a good-quality push-up bra so I'm not worried about them at this point.

DH is tired of seeing me mope about how difficult it is to find clothes that fit well and look 'right' on my odd bod, and has promised me a mummy makeover of my choice, to the value of $10-$15k. I'm in DESPERATE need of a tummy tuck and am also looking into the possibility of throwing in an arm lift and some lipo on my upper back and around the sides under my arms just to get a bit of proportion back. I could get down to 35kgs and have to be fed through a tube and still have bulk in those areas thanks to genetics and poor skin elasticity.

So. My biggest question is... who's good on the Gold Coast or Brisbane? That is where I will be going to get any surgery and I'd love to hear any recommendations or warnings about surgeons in the area so that I can narrow down a huge list of doctors to book consultations with. I know there are a few girls who have enhanced their boobies in SEQ and I'd love to hear from them, I know all surgeons specialise in different areas but if you know of anyone, I'd love to hear what you have to say about them.

Approximate costs would also be handy, bearing in mind that DH and I don't have PHI and will be getting a personal loan in order to pay for this (lower interest rates from the bank than the Mediplan option a lot of cosmetic surgeons offer). We don't really know how we're going to pull it all off (hospital stay, post-surgery check-ups etc) but we'll work it out once we have an idea of what I can afford to get done and which surgeon we're going to.

Thanks in advance to anybody who can give me any advice!!