What am I to do

Hey Ladies

My AF arrived today which wasnt suprising as i knew she was coming, i had done all my crying and stuff last week but was still hard seeing her come today:crying:

My FS said that he is going to give me another go at Insemination and if thats not successful then we will have to move onto IVF, now my problem is we dont have alot of money and it was a struggle just to pay for fertility drugs and the Insemination for this month, plus the cost of running back and forth to FS as we live in little town and closest FS is 200km away and the cost of fuel and stuff these days it makes it hard to go in and out all the time.
anyway i have been crying and carrying on as reality hits, i was talking to Monash IVF and the lady on the phone was telling me prices and there is no way in this world i could ever afford $6000 plus $1000 for hospital( aneth= the person who puts you asleep) she did explain that i get stuff back from medicare and all but i dont have Private health and i just dont have like $3000 laying around, we dont own our home we are trying to save but not going good at that, I dont want to go get a loan as that would make us struggle even more and our families dont have alot of money either.


Oh god i just want another baby and because i dont have alot of money i will never be able to do IVF:crying:

Is there anyone out there that is going through or has gone through the samething, or do you know what i might be able to do??

:hug: It's a very daunting situation to be in, and I'm all too scared that we are going to need IVF ourselves.

I don't know what the situation in Melbourne is like, but I do know that in Sydney there are two clinics that are vastly cheaper than others. It may be worth looking around at other clinics to see how much they cost, I know it would mean changing FS and that's always a hassle.

My DH is pushing the can't afford IVF thing (he hasn't really looked at the costs, he's just imagining thousands upon thousands of dollars), but really... what price can you put on a child? No matter the costs, I believe it would be worth it.

BW

Im sorry to hear your news, My dh and i have been undergoing IVF over 3 years and have had to have many breaks inbetween cycles because of the costs.

I do know that Monash WERE offering public cycles through the northan Hosiptal (thats where we did our first cycle because of this) and i recal the bed fee being $250. and our cycle after getting some back from medicare was about $1500 but this was 3 years ago. if you have PH insurance it does work out cheaper in the long run with overall payments

I hope you can find a soulation to you prob.

Good luck

Hi we were not going to get PH cover. However as clomid didn't work and I over respond to FSH, IVF looks to be our only way. So we made the very difficult decision to get cover and wait the twelve month waiting period. However I am trying naturopathy and another FSH cycle in between to make the wait less arduous. We came to this decision after a very tearful session in the IVF nurse's office discussing the costs. At first I was resentful at DH for pushing the PH cover and wait option as I felt that we could find the money somehow but he won me over with his argument that the less we pay the better and then I could have the birth at a private hospital too. He also said that with a 50% chance of a cycle working that was a lot of money to put on that gamble. He said that I would kill him if he put $7000 on the red at a roulette table and I had to agree with him there!!! We have other problems though as well with me not working regularly (if at all!) and we would have been paying off this treatment with no prospect of maternity leave or anything for me.

Hey ladies,

Thanks heaps for all your imput, we are going to go and have a chat with the IVF specialist and find out what procedure they will do and find out the cost, from there we can work out how long it will take us to save,

Thanks heaps again for all your reply's