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So we just got the rego for BOTH cars in the mail today and one is due a month earlier than it was last year! They're due in a couple of weeks and its way more than we can afford - its an entire fortnights pay plus some and they're due within 4 days of each other!
Does anyone know if Queensland Transport do payment arrangements or extensions?
If you have a pension card , its free for rego
Not sure about a payment plan..... or why the dates would change on your rego anyway :( sux .... sorry I cant be more help...
vicroads offer 6 months of rego (not sure if it to all or just concession card holders) so definitely worth asking if qld have similar. i did 6 months so i could move the rego away from the car insurance bill that was due the same month.
Yeah QT have a 6 month option, but we still can't afford it even if we pay both for 6 months - plus then it will be the same amount again at Christmas. We usually don't have two due at the same time but because we bought a new car turns out this year we do! We were going to pay one for a year, and one for 6 months then a year so they aren't due at the same time, but we didn't think it would be an issue having two due at once since both of them were supposed to be due in August, not July and we would have tax money :(
Can you just pay one rego and use one car for a month? The 6 month thing is good to be able to split them so you won't have both together next time.
Well I would but we would have to register DH's ute in that case because its technically not road worthy and we could never afford to bring it up to scratch anytime soon. Its also manual and I don't have a manual license and because DH has just had knee surgery I would be the one needing to drive.
I'm going to call them tomorrow and just ask if there's anything they can do or we can sort out - and question why the hell its due early! I've paid speeding tickets over time before, hopefully they can arrange something similar.
Sigh, its just one thing after another this month I'm so over it! :angry:
Worst comes to worst I guess we could get a parental loan from the bank of Dad but I don't think my parents are in the best position either right now...
You could do this, just check how late the payment can be before your rego will be completely cancelled and require a new roadworthy cert. to re-register. I know there's a grace period in Vic at least, but not sure how long:
Definitely query the timing, you will be paying for one month twice
Yeah thats what I thought - I don't wanna pay for the same month twice! I'll look into the grace period too, even if its just 2 weeks it would give us enough time to get tax done and returned and afford it.
I hate it when I make budgets and then something throws a spanner in the works - our utilities all came late too so the last two pays we've had electricity and gas when I budgeted them for much earlier, but that had something to do with the cyclone and floods.
free rego for people with a pension card - that sounds like an urban myth.
for the OP, spiltting WHEN the rego is due again, sounds a good plan. Could you register one car for three months, the other car for six months?
have you rung the relevant department, to ask them about part payments, scheduled repayments etc. Financial counsellors have told me that utility companies are good about this (if you contact them BEFORE bill is due), so i hope the rego place is too (for your sake).
they offer discounts for pension card holders in most states - never heard of free rego before:
It's free in NSW - DP is on a disability pension card and the car is registered in her name, didn't cost anything last month when we registered it at the RTA.:
you are kidding? wow. I take it all back, but, wow, i am shocked.
If you let your car run out of rego even by 2 weeks it is still unregistered but you might get away with It would be best to call them and find out dont email them like I did about registration and got the email today after I already sold the car 2 weeks ago how dumb is qld transport
not sure how it works in other states but there is only a discount in Vic - they take the rego part off but you still pay compulsory third party (or they take the CPT and you pay the rego) - i'd check state by state what discounts are available:
Yep, its reduced but definitely not free in Vic for those with DSP
It's unregistered, but your registration is not cancelled immediately. There's a window where you can pay it late (but not drive it) without needing to get a new RWC:
In NSW you pay the CPT (I think that's what its called - we used NRMA) but the rego itself is free.
in Vic, it's three months from memory. our regos are due within 2 weeks of each other - we tend to take one car off the road for a month or so and register it later each year (off setting it by six months puts it due between christmas and new year - not a good time!):
For your next lot of payments, you can go to the post office and get a payment book, this will allow you to put money towards your rego throughout the year so it isn't such a bit payment when it comes time to paying it next time around.
Qld do 6 months of rego for all vehicles, the option is on your bill, which didn't come a few weeks before it is due I might add, they are sent out 6 weeks before your rego due date.
If you don't pay by the date, then you will get hit with an extra amount to pay.
They probably won't give you extensions.
in my state, the rego bill is sent out 6 weeks before it's due to. i save up for the annual bill, every fortnight, so that when it comes around, i have the money ready. A financial counsellor i saw years ago, advised me to do this (save up for annual bills, as they are a known thing, not a surprise, like an unexpected car repair). i am indebted to that person for that advice, it has taken some stress off me.
you get your annual bills, add 10% (to allow for inflation), divide by 26 - and that will tell you how much you need to save up each fortnight, in order to have enough for the annual bill, when it arrives. the best time to start doing it, is when you pay your current bill. i remember it was not easy at the start, but it got easier.
Well I tried to call yesterday and after an hour on hold, on a mobile, I got PO'd and hung up, I might just go there today instead.
I would love to have the money to save anything but our regular bills use about 90% of our income :(. Plus trying to get stuff organised for 2 babies hasn't been cheap either! Usually, because its always been due in August (at least the ute has been, but the new car should have been around then too) we know that its a bill we can use tax money for too, which is why it coming earlier than normal is such a shock.
Its due in...3 weeks from today, so that means it took almost 3 weeks just to get here, from Brisbane! How is that even possible! That should be doable in under a week surely... I'm SO sick of the slow mail here! Our last 3 lots of phone/internet bills have arrived after or on the due date too, its just lucky I know roughly when they're due and can check how much online. The only thing thats arrived well ahead of time is the dog registration - we've got 8 weeks until that one!
I would NOT drive an unregistered car, get caught and your up for around $1000 worth of fines. 'Drive an unregistered vehicle', 'Drive an uninsured car' (no CTP if rego not paid), if they get picky they might also do you for 'drive unroadworthy vehicle' too, and then proceed to write up a list of faults you need to fix.
in QLD the pension discount amount is pathetic, I saved maybe $30.00. Your also only allowed it on ONE vehicle.
There is no such thing as an extension or payment plan. Also, you have something like 6 weeks after rego expires to pay it, or you will have to get a road worth cerificate to register it.
Stupid QLD... found out the other day FIL pays $280 for his V8's rego in Tasmania. Its $393 for a 4 cylinder in QLD... just ridiculous.
We went there today (had to change my name on my license anyway) and asked, and basically the lady said that yeah not a lot you can do, but you have about 60-70 days after the due date before you need a road worthy again, you just can't drive the car that's lapsed.
She suggested what Sop said about the post office thing which we will definitely do after these ones are paid - had I known about that I would've been doing it for years now! I asked the lady why that information wasn't out there very well, or listed as an option on the notices, and she said that it was honestly because they don't like people to know about it because then they don't get as much money in fines for unregistered vehicles :rolleyes: Effing Governments.
So we're going to see if we can get a loan from the bank of MIL for DH's ute and we will live off 2min noodles and unicorn wishes next pay and fork out for the other one. Then set up the post office thing and put what we can away for the next lot and even though it will be Christmas and that will suck at least we will have enough there for it not to be a huge burden.
Starlite - Thats insane! Maybe I should move to Tassie! DH's 4 cylinder 4x4 ute is over $400 just for 6 months! We changed the CTP insurer on it because we noticed the one we had on our other car was like $50 cheaper for a bigger car, so hopefully that will make a difference next time, but its still beyond a joke considering the state of roads and infrastructure in this state.
I wonder if all states do that with th PO?:
Ours is due June 30th but hasn't come yet.
The right govt dept might send them out but it doesn't mean Aus post gets them to you
You'd think they would, I mean Australia post is Australia wide...of course they suck at getting your mail to you! I wonder how long it will be before we can get things like rego bills via email - instant delivery!: