We put sunscreen on in the morning on our faces and ear and necks along with the toothbrushing/hair routine since we walk to school and the UV index is always high here (like you Kell). Hats and glasses are just a part of our lives.
DS has a UV sunshade on his pram. Anytime larger areas of skin are going to be exposed in the glaring sun then I use ss on them but other times no.