I would recommend downloading your last 3 months of account history and categorising them, it will give you a very clear idea about your $$$. My black hole was DF's ATM transactions, he was taking out $60-$80 every 2-3 days just so he could have money in his wallet, then because it was there he was spending it! Nothing sinister, but a couple of coffee's at work, a takeaway lunch, stop to pick up a few beers on the way home or some extra groceries that he thought we might need and all of sudden its gone and he needs more cash... Aaargghh! He spends more than our annual childcare bill from when we were both working full time!

If anyone has any idea how to get him to stop this i would love to hear them! I am hoping when we swap roles and he is at home that this ends for a bit!