Hi All,

I'm thinking of changing my credit card to one that has a rewards program attached - such as Qantas Frequent Flyers or Singapore Kris Flyers. Currently we have the stock-standard, low interest rate, 55 days interest free, no annual membership fee card. This works fine but I wondered if we could maximise this?

We do a lot of travel, every 90 days we have to leave China, so I was wondering if we should upgrade our credit card to an airline rewards program so that in the long-term we can upgrade flights, use the points for free flights, etc...

Does anybody else have a credit card linked to a rewards program? If so, do you ever actually get enough points to redeem it?

We barely use our Credit Card at the moment in China, as we have a Chinese bank account, but when we travel or are home in Aus it does receive a good workout! lol

I'm just wondering if you end up 'paying' for the rewards in the additional fees you have with a rewards program credit card?

Do you think I should just go into my local bank when I'm in Aus next & talk to a Consultant? Or just leave my normal credit card as is. You know the saying, 'if it aint broke, don't fix it'?

Thanks!