Just by ringing our electricity and phone retailers and asking for 'better deals'. It was easy. No haggling was involved, they were happy to do it. All up I've saved about $400 a year I know it's not much, but next week I plan to check out insurance companies (house, cars and health) and see if we can save money there too. If you haven't done it, I recommend you do it too.

$400.....we can go away for a weekend for 'free'