I agree about finding out about interst only loan.

Try the salvos as they often give vouchers and clothes packages etc. See if your council has social workers?

Shop at OP shops often you can find awesome kids clothes so cheap, can you ask any friends for clothes there kids have grown out off??

Also I see your DD is 2 + so stop buying formula and give her cows milk that will save you a fortune.

Good luck xoxo