Thanks for the replies! We're still researching, it's going to be so expensive but DH's has just gone up to $400 per quarter.

DCookie & FL- DH is currently with Australian Unity, so they're very much being considered.

Hope- We don't need OBGYN, this is our last baby so that's no longer something we need.

I have so many pages open right now doing comparisons!! DH's next payment is due at the start of June, so I'm hoping to get it all done & organised so we can start the new policy before then!