how can i change my way of thinking to better the bank??
Ok, ive decided that i NEED to save money and not touch it unless i NEED IT or get to a certain amount... well at least decided i want to.
i am a tight a** and dont see the need to replace something untill its well and truly had it and can no longer be repaired, but when i have extra money, my thoughts have a diffrent change in pater to, the moneys just sitting there why not?! i know i need to get rid of these thoughts to be able to succesfuly save that little bit, but each tim i last a little longer then the last time, but i always manage to stuff up and blow it, then im left kicking myself after as what i "need" at the time turns out to be a waste of money... (usualy take out, or just over do the grocerie shopping for a few weeks)
ive even tried to put money into my savers account, but as i put my rent in there each week, then transfer it out the end of each rent-month, i see extra and think, oh im on top of the rent this week, and end up not putting the usual 320 in for that week. tried "stooking" cash aside, but end up using it if im not near an atm, or spend it just cause its there.ive looked into another account that cant be drawn on, but apparently im only allowd the 2 with minimum fees one is $6 every 2-3 months and ones fee free to get another im looking at a extra fees, kinda defeats the purpose, (and the working on my will power!!)
ok, i guess my point is, how do i change my thought process and be able to save money?
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