thank you so much miss cinders i really do need to work out a budget seperating everything similar to you do but its so hard when you are already behind companies dont seem to get the daily struggle (i see where they are coming from too we have the services its our responsibility to pay for them) luckily we dont have credit cards and went to prepaid internet so we arent obligated to pay monthly and its so much cheaper but we do have things like austar not a nessesity but i cant seem to let go ... yet!

We have just started the change jar ive been keeping a tally off it and it is slowly building theres about $9 of just 5c pieces in there!