exactly m2osb i have to start somewhere and thats what i thought having a goal was.

i didnt mean to come across snappy before but all i was asking for was saving help and i do (i really do!) appreciate all your advice and this is why we arent running into it straight away and want to save as much as we can first but you have to start somewhere dont you, why cant i start here?

the house we saw was a LOT more expensive that most houses in the area the median house prices are around 100,000 cheaper so this was based on the maximum we would have to pay stamp duty all included i believe to own a home and get a deposit you have to have a goal and this was our goal we were working towards yes things change we may not get it in 3 years we may get it in 10 by then we will have a LOT saved.
In around 5 years when we are going tp hopefully buy all the kids will either be at school or very nearly at school so we can both work full time. I really do appreciate your advice everyone I just like to think we can do it and work towards being able to do it if we have lots of downers in our goals how will we get the motivation to see it through?
Of course we are going to look at the whats ifs etc like i said that was the most expensive senario for a house that doesnt need any work doing to it inside or out most houses around here a mortgage is what we pay in rent now hence why the old tenants here moved out they pay less now with only 10% deposit than they did rent

Olive you must have posted whilst i was typing yep the plan is a few years time as i said in my OP i wont be working until the twins are 6 months old and yes i do have guarenteed work for then i thought the way i worded it, it didnt sound like right now or soon but the joys of being behind a screen lol