DH and i are about to buy an investment. 99% is going in my name.....weve sent all paperwork off....just waiting ot hear if we got the loan. Im 99% sure my credit rating is all ok. In yr 2000 i had a mobile bill with the now defunked One Tel.....i never paid the amount outstanding....ive never received a letter from them or anyone else.....does that mean im ok? For some reason im nervous...i dont have a credit card, i think im pretty clean.......just worried about that mobile bill 9 years ago - will it come back to haunt me ???