We're currently paying $lots pm with Australian Unity for top cover. This was to cover us for homebirth. We're not likely to have a homebirth in future but may be going privately. Both boys were born in a public hospital anyway.

We do use extras like physio & acupuncture. Currently, I get back heaps per appointment, but it runs out by mid-year sometimes. I'll be looking at other Aust Unity cover but I'm interested in other options as well. Must include obstetrics cover. I assume as we're already covered, there wont be a waiting period.

We're in Victoria.

TIA