Subbing too because this is a huge issue for us at the moment, we are looking at buying an investment property and the what if's worry me but far out $50 a week? In the event of something devastating happening either one of us would be ok and could sort things out with super/life insurance but its more that if something happens to DH and he can't work for any period of time. Anyway - not much help am I sorry!

Oh I have a life insurance policy on my life a while ago that was for around 100k and was around $15 a month?? That was a while ago though with one of the big 4 banks..