Ok so DP and i are currently in the processing of building a house, we have applied for the loans etc etc, i am now sitting here working out finances and how we can save some $$.

Does anyone have any tips that may help?
Our situation is:
I am a SAHM with nearly 1 yr old Ava and #2 is due in Jan.
DP is self employed and hopeless at doing his tax stuff which i from the start advised him i WILL NOT DO as i hate accounting, he is behind on his statements and owes a bit to the tax dept.

So some places i am starting is to lower the ADSL Plan.. did that today.
Trying to be more concious of my mobile.. hmmmm HELP it's my link to the outside world and on a plan.
We are going to try selling my car (saves us $400 a mth) and just pay for something outright (not sure how with no $$)

I just need every day ideas.. HELP ME... please!