Thank you Ali.

We only have debit visa cards, so thank fully can't run into huge debt that way.

Have got off the phone now.... told them (through a bluster of tears! ) that I am waiting on CL payments again, and have an apt with the FC. I don't know what dept the lady was in, but I haven't spoken to them before (so wish I did, then I wouldn't be so worried). I am on a good payment plan (which WILL be adhered to), and she has also given me some leeway for the first payment while I wait for CL to start up again. I will be trying to put through a little bit before then (if I can get it off the Man ).

Thank you for your love! I'm still worried, but happy that I have a plan, that the new and stronger me that is growing somewhere inside can make happen.