I'm whacking every spare cent into the mortgage and will be redrawing on the mortgage to pay for their education.

It will be $25K in fees, plus books and uniforms etc, for EACH child. That's $50K an year I have to find for six years. And XH is unlikely to lend a hand... so it's going to be me.

All I can do is save, save, save and hope my house has gone up in value enough to be able to withdraw $300K in five to eleven years' time.