yup, I'm using etax.

I just worry sometimes that the prefilling stuff might not be accurate, and I tend to do all my calculations by hand too, and double check the amounts from my budgeting spreadsheets and other docs.

They all seem to be correct so far - including our HECS amounts.

From what I've been able to find out (which matches what you guys are saying, which is great, thanks!) FTBA & FTBB & C/C & BB are all separate.

My PPL is included in my group certificate, which is all good.

And the medicare stuff seems right.

And boo to DH not being included as a dependent spouse ... oh well.

Ok. I'm going to let it sit for a few days, incase anything else occurs to us that we've missed.

And then I'll send it off!

Maybe I can keep doing these for a few more years