For sometime now my DF and I have been experiancing financil hardship (due to poor money management and spending choices on both our parts). Things have been spiriling out of control since I went on Maturnity leave back in December. I wasnt going to leave till 36wks, but had to leave at 6mths due to extream morning sickness and fainting spells making it impossible for me to get to work and work safely when I was there. Miss K is now 3mths old and my Mat Leave runs out in December.

I am looking at needing to go back to work, but due to struggling to get Miss K to have a bottle, I dont know if I will be. I do NOT want to go back to work. I was not happy in my workplace for a number of years and feel it will be counter productive for me to go back. I also dont want to leave Miss K (child care costs $$ and I know having family look after her will cause arguments).

I have rang My Budget and are waiting for a call back. I need to know if they can help us. We only have DF's income and FTB (and for another 5ftnts Baby Bonus). We are renting.

Does anyone know what my options are if My Budget cant help us? I have suggested bankrupcy to my DF and he has said a straight out no. What else is there?