We are thinking of trying for our second baby next year and I was just wondering if anyone had chosen to birth at a hospital far from home? We live over 100kms from Melbourne, however I?m really interested in getting private health cover and possibly trying a birthing centre, or otherwise perhaps a private hospital.

I?m new to private health cover and find it really confusing. If anyone could offer any tips I?d be so grateful. Have been on iselect but still don?t completely understand everything. Is there always a 12 month wait period before we would be covered? Would I be guaranteed a private room? Would I be out of pocket anything besides the monthly fee?

Particularly interested to hear from anyone who has birthed far from home, did it work out okay, was it a stress getting to the hospital once in labour, was it annoying being far from family for visiting etc etc.

My last birth was quite the ordeal and ended in a c-section and many room swaps at the hospital including a shared room and I just don?t feel I could cope with something like that again.

Thanks in advance.