We're doing it but its a transportable house so there's no progress payments - they want several thousand along the way for various things, and then we need to get finance for the rest.

As crazy as it seems, we're just giving the builder whatever they want out of our regular pay, *and* putting aside the money we need to pay the new mortgage when we eventually get finance. We don't earn a lot, which ironically means we have been forced to save a 40% deposit ... if we earnt more we'd need 5%. Its a bit interesting saving at the moment as I got cut off centrelink for 3 weeks and have only just got PPP back and still haven't got any FTA, and that money is supposed to be going towards the house.

We're probably going to keep the old house as a rental since it is so hard to time selling it so we don't need to move twice. Renting is a stupid idea as rent in this area is literally more than we would pay on all three mortgages.