If you have any debt it will say in the app .i use the app for everything I find it really handy
I could add in that I didn't have to do a tax return , check all my letters and it tells me when my payments will be on and how much .
I also love the app - but for the tax year just finished, it won't show if you have a debt until the recon is done (as it doesn't know you have a debt until it has reconciled what you were given fortnightly based on your estimates, against your final income), I would give it another two weeks before getting concerned BD.