Just having abit of a blurgh to get this all out!!! OK, so DH and I have gone through some huge changes job wise. He left his job in Canberra and got a much lower paying job here where we live. So I have got a casual job which is going to be really difficult to estimate for.

Between DH starting work and me getting the job I applied for PPP and we adjusted our FTB annual estimate. Now with the new job I am on casual, we have breifly discussed hours and I could get easily 30-40 a week. In that I would be mainly be doing evening and weekend work (so penalties) but to throw in some more stuff to sort out- I am also going to to one or two days where the kids will be in daycare. Im not 100% sure of my payrate, but from I gathered from google it is close to 19 per hour, and then sat/sun will be time and a half etc. So if I am getting 30-40 hours I will maybe be making more than DH. (his hours are max 38 per week- no overtime and in three months he goes from casual to full time with a pay cut- for once he is easy to eatimate!!!)

So I am wondering a few things... I know that instantly our PPP will cease (although I will get one payment on monday as I havent actually worked at all yet), and that if we over estimate our FTB will sort itself out.. but what about CCB????? Am I better off overestimating my income there too?? If I overestimate for my CCB and then do my tax and its different do I get money back?? And then alternatively, if I mess up and UNDER estimate and my % is wrong do I then owe centrelink or do I owe the child care centre????

And for casual, do you just go by say the max you would be getting a week and use that and just possibly way overestimate??? I know its better to over estimate than underestimate!! Its just going to be hard to work out!! And also I am thinking if i do end up making more than DH that we would be better off having him earn the FTB as he would be intitled to more as the lower income earner!! All so confusing!!