Ok the highly organised one in me needs to know what I need to:

I am the main income earner for the family as DH's business is running at a loss for the past fin year and will do for the next 6 months or so until some new contracts come in. I have not been on payments since I was 21 and have no idea where to start.

  • What info do I need?
  • Can I apply before she arrives?
  • Is there any questions I should ask?


Thanks in Advance