Hey Ladies,
I just got off the phone to CL and now a little bit confused!

I rang up to update my Income for next year... Now my thinking was, that I would leave my income at 0, and put OH income to what it's meant to be. Then come Jan when I start working (because I graduate this year) - Put my income up to what I expect to get in the months.

I thought of doing it this way, because we need the income this year to survive off. and next year when the payments drop it will be subsidized with my pay from work. But the lady said that I can't do it that way, because of CCB and Rebate and it will end up in one big mess.

She also mentioned something about because this is the first time of going back to work after having a child, my FTB will be quarantined, what does this mean? Something about it staying at the max rate? I'm not to sure?!/

Help, make sense of this!