Have you got your group certificate yet? You certainly should have.

If you aren't working there is no need to worry. You are working though, yeah? If you have been calling in your fortnightly income to Clink they will have been adjusting your PPS payment accordingly and there should be no need to stress.

I usually get them to hold back $10-20 pf, just in case I go back to f/t work, or get part time work that might cross thresholds etc. I get it back at the end of the fin year - then I use it to pay my rego