BG, i wasn't getting any part B because of my estimated amount which was $55K. my actual income was under $2000 (as I said it's complex because of the farm). Dh on the other hand had an income estimate that was nearly $32k less than what his actual income was - so because we grossly underestimated his income, but we're still under the combined family income amount I just don't know if that means we incurred a debt or not. It was only the minimum part A anyway.