Well, with DS1 my theory was to ease him into it with me staying for a while and only leaving him for a couple of hours at a time, but it turned out he was so happy there from the first day I was only disrupting him by hanging around. I would play it by ear hun. You don't need to decide now. See how she goes for the morning and make your decision at lunch time. I'm sure the FDC carer will be fine with that. I don't know about payment - with long day care at a centre you pay for the whole day. GL!