If you have a paranoid DH I'd suggest you go public. Public hospitals can cater for all emergencies, some private hospitals can't but they wont tell you that.

Each hospital does things differently so it depends where you are intending on going. My public hospital did not provide any scans - just had to get those organised through my own GP or OB.

I had a private OB for all my appointments - cost $50 each visit for which I was out of pocket around $15 after the medicare rebate. My OB did not charge the pregnancy management fee which can be a couple of thousand. This was because I was going to a public hospital - if I'd been going private I would've been slugged with it.

It was pot luck which doctor I got when I went into labour but I got lucky and got a fantastic one who came to the rescue just when I needed him to. If I didn't have complications I would've just given birth with the assistance of the midwives. I hadn't met any of the midwives before (nor the doctor) but that didn't bother me at all.

I had an amnio and I had to have it done privately. It was done at another OB's office. I can't remember exactly how much we ended up paying as there were I think 4 different components to it but I think we were out of pocket about $80 for the scan and the procedure itself, $200 for the FISH results (results within 24 hours instead of having to wait up to 2 weeks) which are not medicare claimable and about $100 for the lab results so somewhere around $400. I've heard some people do get an amnio done publicly but I was never given that option.

I was very happy with my public hospital and bubs and I ended up staying 5 days (he was in special care) and we didn't incur any costs at all (apart from the TV).