Hi Desist. I too had endo cut out rather than burned in Jan.Also had die studies and examination of adenomyosis (too entrenched to cut out). My out of pocket costs were a about $450 - the biggest component was the surgeon's gap (he's one of the best of the best in Melb).

Several years ago before I had PHI, I had a few gynae procedures done as a paying patient in private hospitals. Yes I had to pay for the bed (day surgery) but the drs fees were mostly covered by Medicare. It was well worth doing rather than waiting for a public bed. My FIL has recently done the same thing. The safety net might help, as well as being able to claim a bit more back on your tax.

I would also recommend going to an ECCA dr.

Good luck with everything!!