i think you'll find the reason it's coming up as the same cost as you have dependants - a lot, if not most - would have their premiums based on a family rate whether it's a one parent or two parent family. with the "extra's" they have a per person and per family combined limit on some things, but i think with hospital, you'll be on a family rate no matter what, due to the "family status" - as was mentioned, scope out iselect and see what it comes up with - if not, maybe look at a few individuals - you might have to google to find them though...