We have good hospital cover - I say good, because in the 3 years we've had, I'm the only one who's used it (IVF, d&c and birth next year) and it's covered everything we've needed it to. I actually just called and double checked that I'd be covered if the baby needs to go to neo-natal intensive care etc, and yep, everything is covered (lord only knows what I would've done if it wasn't covered).
We get no-gap dental for the kids, no-gap optical for all of us. DH and I have both claimed on acupuncture and I'm able to claim on pregnancy pilates as well.
I've not had one issue with them, always found them easy to understand. The only thing is, I wish I knew how much I would get back before I went... like with the dentist, DH and I both had a check up and both had different rebates back?
We pay about $260 a month at the moment. Worth every penny as far as I'm concerned.
ETA - forgot to say that we have a $250 per person, per year excess for hospital admission. I paid it when I went in for IVF, but not for the d&c. The only thing I should be out of pocket when I have the baby is the $250 excess and the Ob's fee's.
Last edited by Elocin; September 16th, 2011 at 01:36 PM.
: forgot the excess info
Reply With Quote
Bookmarks