DH & I both have life insurance. Its not a big amount but enough to pay off the mortgage, cover all funeral expenses & have some money left over. We also have cover for DH if he becomes incapacitated or has a terminal illness. We would financially be in a lot of trouble if one of us passed away, it's just too risky to not have it. For how little it costs each month, it's a must for us!

I really feel for that lady, how devastating losing your husband but to then have the financial burden too. Horrible