I guess I just focus on one debt at a time instead of looking too far ahead, and once one debt goes, the money that was budgeted to go to that can go to hammering the next debt. I thought I had the credit card (it was paid off completely!) under control until some car troubles last weekend. So, back to cracking that one. DH's HECS I would say should be gone in about 18 months, his car loan still has 3 years if we keep paying the minimum amount. Then there's the mortgage :| and we just got a tax bill
Last edited by lady_neon; August 1st, 2012 at 03:15 PM.
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