Give the insurance company and tell them you are pregnant and the smell is making you ill. They should be able to get dryers to you to help dry the carpet. If it needs pulling up ask if this can be done 'for health reasons'
What ever you do, don't pull the carpet up without authorisation and a authorisation no.
Make sure you get the persons name etc if you are allowed to do anything before they get there or your claim may be rejected.
When the washing machine overflowed I had DD1 home really sick and the insurance company were really helpful