What is the problem with underinsuring? Isn't that just my problem? If I have $100k worth of items, but only insured for $80k (for example), then that is my loss. I have not come across claims being denied based on under insuring, only when people have tried to claim more than what they actually have. BTW we are fully insured, except the for the $1000 cap on DVDs, that wont cover the replacement of all of them. House rebuilding is unlimited
Last edited by Astrid; February 13th, 2009 at 10:09 AM.
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