I got confirmation yesterday that DH's insurance has been accepted. I got $100,000 of trauma (they suggested $300,000 but the premiums for trauma are very high) and $800,000 of TPD/Life, mmm now I'm thinking I should have done a bit less on the TPD/Life and increased the Trauma. Oh well it's done for this year, I guess if something happened and DH couldn't work again the TPD would be paid out and trauma would be for an illness/accident that he would recover from. Get's very complicated, now I just have to follow mine up with the super company!! Fun Fun Fun.