There is a reason I am asking this...

I am on another forum, where unfortunately recently a member has lost her husband. I know to that there have been members of this forum that have suffered the same or similar loss.
Unfortunately for this other lady she not only is suffering extreme amounts of grief but she is also stressed beyond belief about their financial situation as her husband did not have any type of life insurance apart from his super, which isnt a great deal.

It got DH and I talking, I have had life insurance since my eldest was born, its not a huge amount only $200,000 but its enough that the guardian of the children will not have to be financially put out if they were taking care of my kids. (well to a extent)
DH didnt have any, as he had never really had to think about it, but we recently took out a policy for him for slightly larger amount, so i wouldn't have to stress about money in the event of anything happening.

The policy IMO arnt a large cost for $250,000 for 32yr old non smoker and social drinker, no history of medical problems is $17.75 per month which = .57c a day. LOL and no im not a insurance seller.


So do you have life insurance?