if the 5200 is the cost, you'd have to pay the first 1500, and then get 20% of the other 3700, so about 740 back when you do your tax (and if it helps, as you're a SAHM, you can claim it on DP's ITR)

it's not much - but anything is better than nothing! -


that working out is based on you not being able to claim anything from medicare - not sure if any of her services would be claimable kwim?