are you asking HB midwives or hospital midwives?
i know in my circles HB midwives do not want insurance at all they want the choice to practice at the full extent of their profession with out having to be under the rules of the insurance companies.
any other profession is not ruled by the insurance.. they get to choose what how and when they practice.
as a consumer though(currently)
there is no way i would ever sue my mw. EVER.
every decision that is made with a HB midwife is MINE there is NO coersion, there are no dead baby threats.
everything is consented for unlike in hospital


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