Well, I'll be 16w on the 4th of July, so it's not too unreasonable to start midwife appointments after then. We worked out last night that we should be able to use DH's tax return on appointments/birth expenses, so that'll come in handy

Actually, you've just reminded me - I have a "dating scan" on Monday. I hope they don't expect us to pay for it OOP, we don't have the funds this week. I went about $100 over budget on food shopping