Yep, I just say "we're having a homebirth", then we get the "ooh, you're brave" and I say that I'd be braver to go into the hospital system with the risk of unnecessary medical interventions, and I say it in the nicest possible way :)
The midwife closest to me who is also a IM told me she would not be allowed to practice without insurance, legally, so once that legislation kicks in, no-one around here will have much birthing choice - free or hospy will be it. I hope it changes. Not too fussed if it doesn't, I'm pretty comfortable with the idea of doing it unassisted here at the farm - esp as we're not hundreds of kilometres away from the nearest hospital or even RWH, if necessary. Our last homebirth was out of pocket and without insurance, so if there WERE an IM around who was able to practice without insurance, then that won't be new for us.

