We'd always known we'd have 5, and early on we wouldn't have ruled out a 5th either, but as time went on we realised that in our current situation 5 would be really really pushing things financially, physically (in terms of housing) and emotionally. A 5th child would only bring more negatives than positives because while there would be plenty of love to go round, love doesn't put food on the table or clothes on your backs LOL.