how much to save?

[Lulliloo]

so we have been ttc for almost 2 yrs now(in jan).
if i am wanting to start the fs train how much money should i initially save?
say for the app, tests and possibly first round of any drugs?
just a ball park
i don't have private health cover either so i wont get any of that back.

thanks ladies.

[Mollie89]

Lulliloo - Do you have medicare? For my appts, I pay about $120 - $140 depending on what the appt is for, and get some of it back from Medicare. I am just about to start Clomid and that depending on the pharmacy is anywhere between $30 - $50.
The only test that I have had done that cost me anything was my HSG test, and I think it was about $200 but i got alot of that back from Medicare. Every other blood test and what not I havent paid anything because it is covered under Medicare..
I know this is much info but HTH

[Lulliloo]

thanks mollie..
yeah i do have medicare, i just wanted to know the upfront costs coz thats how much i will need to have
thats not too bad with the costs really. mmmmmm time to save some more.

[Mollie89]

I save about $100 a fortnight, so that when I have an appt coming up I dip into that to pay for the appt, and the money I get back from Medicare goes straight back into the savings. But I have been saving since we started TTC just in case we had to go down the IVF track...

[Elocin]

I can totally recommend my guy... Although he's expensive to start off...

$260 for the initial appt
$105 for subsequent appts

Less whatever amount from Medicare - I can give you firm figures if you need them

SA is about $120, less x amount from Medicare

All BTs are a bulk billed...

Let me know if you need some more info xo

[~TT40~]

we havent started yet...but have booked our first appointment and they gave me costs so i knew what i needed.
(yes she even sperated it for me)
dh's part = $70 (which she said he will get back on medicare)
my part = $221

not sure why his is cheaper than mine...esp seen as its him with the problems...could it be because he has a referal? and i dont?? i dont know...
we dont have to get a SA either cause he already did one...

its actually cheaper than i expected (this part atleast - i know there will be more costs...and on going, but im not freaking that there goes our life savings)